Services

IDENTIFYING THE NEEDS

While the process of complying with the Internal Revenue Code is complex, the process of designing an appropriate plan, establishing investment objectives, providing ongoing administrative support, and effectively communicating with your employees can be simplified.

DESIGNING THE PLAN

Spectrum Pension and Compensation, Inc. provides consulting and administrative services to sponsors of employee benefit arrangements including Qualified and Non-Qualified Retirement Plans. In addition, we can assist you with all of your employee benefit needs, such as health insurance,
life insurance, disability income, etc. We provide personal attention for a wide variety of services on a professional, cost effective basis. We provide administrative and compliance services for the following:

• Defined Benefit Plans
• Profit Sharing Plans
• 401(K) Plans
• Money Purchase Pension Plans
• 403(B) Plans
• ESOP's
• Non-Qualified Retirement Plans
  

ADMINISTERING THE PLAN

We will perform the calculations necessary to assure that your plan satisfies the Internal Revenue service Requirements which govern plan operations.

We can assist you and your accountant in performing the necessary budgetary calculations which can aid in the operation of your plan. In addition, we can provide:

• Traditional Balance Forward Administration
• Plan Document Services
• 1099-R and 945 Tax Filing Services
• Compliance Reviews
• Compliance with FASB

Contact us today to find out how we can maximize your retirement efforts in a cost effective manner!